---Please contact any of our branches for current rates and terms

Credit Cards
Pick a card – A Classic Visa or Visa Gold
Personal Loans
A little help when you need it
Personal Choice Line of Credit
Be prepared for whatever’s coming
Home Equity Line of Credit
The line of credit that’s secured by your home
Real Estate Loans
The mortgage you want at very competitive rates



  • Credit Cards
    ---VISA and VISA Gold


    VISA VISA GOLD
    Annual Fee
    		 None None
    Minimum Credit Line
    		 $500 $5,000
    Adjustable interest rate
    Repayment Terms
    		 2% of outstanding balance monthly (minimum of $15 per month)



  • Personal Loans
    ---
    - Personal
    - Auto
    - Boat
    - RVs
    - Home Improvements
    - Home Equity Loans



  • Personal Choice Line of Credit

    - Revolving Line of Credit unsecured or secured,
    ---but not by Real Estate
    - Minimum credit line $10,000
    - Advances: $500 Minimum
    - Advance Fee: None
    - Interest Rate: Adjusted annually



  • Home Equity Line of Credit

    - Revolving line of credit secured by equity in
    -----primary residences and secondary homes.
    - Can be tied to checking account for overdraft protection
    - Minimum loan amount: $10,000
    - Low out-of-pocket expense
    - Property insurance is required



  • Real Estate Loans

    Whidbey Island Bank offers many competitive loans for buying and refinancing your primary home, including Conventional and VA financing.

    Our Real Estate Department also offers land acquisition, construction, commercial and multi-family loans.

    Because of the variability in the fees, points and down payment amounts, it’s impossible to provide exact information about our real estate loans. Please call your nearest branch or one of our Real Estate Loan Center locations to find out how we can tailor a loan for you.



    Real Estate Loan Centers:

    Burlington
    1800 S. Burlington Blvd
    Burlington, WA 98233
    Phone: (360) 757-3416

    Oak Harbor
    450 SW Bayshore Drive
    Oak Harbor, WA 98277
    Phone: (360) 240-8208

    Clinton
    4803 E State Hwy 525
    Clinton, WA 98236
    Phone: (360) 240-6488

    Bellingham
    265 York Street
    Bellingham, WA 98225
    Phone: (360) 734-7306

    Freeland
    5590 S. Harbor Rd.
    Freeland, WA 98249
    Phone: (360) 331-5868

    Anacortes
    2202 Commercial Ave.
    Anacortes, WA 98221
    Phone: (360) 299-3007

    Sedro Woolley
    339 Ferry St.
    Sedro Woolley, WA 98273
    Phone: (360) 855-0875

    		College Way Food Pavilion
    1515 N. 18th St.
    Mount Vernon, WA 98273
    Phone: (360) 848-9434

    Bakerview
    2504 E Bakerview Rd.
    Bellingham, WA 98226
    Phone: (360) 527-1061

    Stanwood
    26317 72nd Ave. NW
    Stanwood, WA 98292
    Phone: (360) 629-9808

    Fairhaven
    1201 13th Street Suite 101
    Bellingham, WA 98225
    Phone: (360) 527-4960

    Friday Harbor
    535 Market Street Suite A
    Friday Harbor, WA 98250
    Phone: (360) 370-5641

    Smokey Point
    3617-172nd Street NE
    Arlington, WA 98223
    Phone: (360) 657-1290



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