The two most important
pieces of equipment in
banking today.

-----In this world of e-mail, cell phones and PDA's, one aspect of communication is all too often overlooked -- the not-so-simple art of listening.

-----At Whidbey Island Bank, the first thing we give you isn't a litany of all our latest and greatest e-services and rate options. But rather, it's the opportunity for you to tell us what you want.

-----Realizing no two people are exactly alike, we like to find out what your particular situation and needs are, so we can better tailor a banking program to fit seamlessly into your everyday life.

-----Whether it's the latest in e-banking technology or a simple savings account, you can find the services you need at Whidbey Island Bank. Take a look at the following pages to get a good idea of the products and services we offer.


Ultimate Checking At Last, A Checking Account That Lives Up To Its Name.
Priceless Checking No monthly service charges. No minimum balance. No strings!
Advantage Checking
For those 50+
Interest
Checking
Earn interest on your checking


VISA Check Card
Pay from your checking account without writing a check
ATM Card
Gives you instant access to cash as well as
account information


  • Ultimate Checking
    At Last, A Checking Account That Lives Up To Its Name.
    - Available to all individual customers
    - Interest bearing on all balances
    - Free Ultimate Checks
    - Free Online Banking and Bill Pay
    - Free Cashiers Checks
    - Free Money Orders
    - Free American Express Travelers Checks
    - Free 3x5 safe deposit box with availability
    - Unlimited check writing
    - Unlimited use of WIB ATM or Check Cards
    - Unlimited use of 24-hour Telephone Banking
    - Monthly Service Fee $10.00
    - Minimum Daily Balance To Avoid Service Fee $10,000.00
    - Minimum Opening Deposit $100.00
    - Interest Calculated daily, Compounded monthly, Credited
        monthly
    - Interest Rate Tiers:
        Under $10,000
        $10,000
        $25,000
        $50,000 and above
        (Contact local bank branch for current rates.)


  • Priceless Checking
    No monthly service charges. No minimum balance. No strings!
    - Free Checking
    - First 150 Regal-style checks free
    - Unlimited check writing
    - Unlimited use of Whidbey Island Bank ATM and WIB
        Check Card
    - Unlimited use of 24-Hour Automated Telephone Banking
        System 1-888-WIB BANK (1-888-942-2265)
    - Minimum opening balance of $100 is required
    - Free Online Banking and Bill Pay


  • Advantage Checking
    For Those 50+

    - Unlimited check writing
    - Unlimited use of Whidbey Island Bank ATM/Check Card
    - Free checks
    - No monthly fee
    - Earns interest
    - Plus these additional services:
    - Free Cashiers Checks
    - Free Money Orders
    - Free Travelers Checks
    - Unlimited use of 24-Hour Automated Telephone Banking
        System 1-888-WIB BANK (1-888-942-2265)
    - Minimum opening balance of $100 is required
    - Free Online Banking and Bill Pay
    - Interest will be paid on collected balances based on the     following tiers:
            $0 - $999
            $1,000 - $9,999
            $10,000 and Over
            (Contact local bank branch for current rates.)


  • Interest Checking
    Some ownership restrictions may apply - see a
    Financial Services Representative for more information.


    - Unlimited check writing
    - Tiered interest rates
    - Unlimited Use of Whidbey Island Bank ATM/Check Card
    - Unlimited use of 24-Hour Automated Telephone Banking
        System 1-888-WIB BANK (1-888-942-2265)
    - No monthly fee if a balance of $1,000 is maintained
    - Under $1,000 balance, the monthly fee is $7
    - Minimum opening balance of $100 is required
    - Free Online Banking and Bill Pay
    - Interest will be paid on collected balances based on the     following tiers:
            $0 - $999
            $1,000 - $9,999
            $10,000 and Over
            (Contact local bank branch for current rates.)


  • Visa Check Card
    - Pay from your checking account without writing a check
    - Instant acceptance at thousands of locations worldwide,
        wherever STAR, VISA, ACCEL and Plus are accepted
    - Receive cash advances




  • ATM Card
    - Convenient access to your account(s) with our ATM Card
    - 24 hour access
    - Withdraw up to $300 per day at ATMs
    - We charge no fee to our customers for using
        Whidbey Island Bank ATMs.


  • Investment Accounts
    For information on CDs, IRAs, and other Investment Services
    including Mutual Funds, U.S. Government Bonds, and Tax-Free
    Municipal Bonds see our entire section on Investing.




About Us | Personal Banking | Business Banking | Online Banking
Reach Us | Investment Accounts | Investor Relations | Don't Miss This
Privacy Policy | VISA Cardholder Terms of Service | Contact Us

Member
© 1999, Whidbey Island Bank, All Rights Reserved