Whether your business needs money to physically expand or just upgrade your equipment, our portfolio of loans gives you many convenient options.
Commercial Real Estate Loans
- Purchase, construction and development loans.
- Owner occupied and income property programs.
- A variety of adjustable and variable rate and term options available.
- Purchase and refinance.
- Equipment, capital improvement and working capital loans available.
- Flexible repayment schedules to suit your cash cycles.
- Fixed rate and variable rate loan options.
- Secured and unsecured loans available.
- Transfer funds and make payments with free Online Banking and Bill Pay.
- Set–up an automatic Cash Sweep with Checking Account to cover unexpected overdrafts.
- Monthly “interest only” payments help you through periods of reduced cash flow.
- To contact Whidbey Island Bank's SBA office directly, call 360-757-0170.
- SBA provides lower down payment and longer–term options than conventional financing.
- A local lending officer will guide you through the approval process.
- Loans can be used for business start–up, working capital, fixed asset acquisition, purchase of real estate, and purchase of an existing business. For more information, click here.
- Whidbey Island Bank is a Preferred Lender with the Small Business Administration (SBA).
- Up to 100% financing.
- Frees-up capital for other uses.
- Can provide special tax advantages.
- Fixed payment of the lease period.